Our mortgage leads are generated from strategically placed web pages on the Internet. At EMR we stand behind our leads and will replace any lead with incorrect phone or contact information. All mortgage leads are fresh and guaranteed exclusive. Here is how it works, a prospective borrower will complete a detailed mortgage application form on the Internet. The information is then sent to you via e-mail or fax within 24 hours. We Do Not Telemarket or Contact Borrowers. They Come to Us! Receiving mortgage leads from borrowers that are currently looking for a mortgage and have taken the time to complete an application will result in more closings. If you are a mortgage broker or lender and you want to increase your pipeline call or e-mail us today.